zipPay - No Deposit | No Interest

Get a 100% interest-free line of credit with control over your repayments

Zip Pay is a simple interest-free payment solution provided by Zip Co and accepted by thousands of stores and online vendors across Australia. Zip Pay lets you make purchases now and pay later, without the need for a credit card.

Once you sign up and get approved, you’ll have a line of credit up to $1,000 and a shopping account. Using your account and credit line, you can make purchases which you then pay back in regular installments

How to sign up with Zip Pay

Go To Zip Pay Site here to begin your application. To sign up for Zip Pay, you’ll need to meet the following criteria:

  1.     Be an Australian citizen or permanent resident
  2.     Be at least 18 years of age and able to enter into a legally binding contract
  3.     Have a valid and verifiable mobile phone number and email address
  4.     Have an Australian bank account or credit card
  5.     Have basic information about yourself as well as bank account or credit card details


To sign up, you can create an account using your Facebook or PayPal account information. Once you’ve signed up with your basic information, you’ll be given approval within seconds, after which you can immediately begin buying with Zip Pay 

Learn more about zipPay

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